Car Shipping Insurance

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When shipping a car you want to be sure it’s protected during its journey. Considering your vehicle is one of your most important investments, your worries are nothing out of the ordinary. The auto transporter will treat your prized possession with the utmost care, and it’s unlikely your car arrives damaged. Statistics reports also show less than 5 percent of vehicles arrive with damages. Still, you don’t want to take your chances. It’s important your car is insured from the moment it’s picked up to the time it’s dropped off at its final destination.

Car Shipping Insurance

All car transporters are legally required to have liability insurance. This information can be verified with the Department of Transportation.

Auto shippers should also offer cargo insurance. When you call to place an order, confirm the existence of these policies and their amounts. You can request the Certificate of Insurance, which should include coverage amount for liability, workers comp, cargo limits, and deductible if applicable.

At Corsia Logistics we want you and your car to have a positive shipping experience, that’s why we only work with carriers with the highest safety ratings and proper insurance coverage.

During the shipping, your car will be insured under the Inland Marine Insurance. Don’t let the name confuse you. Although this type of insurance was originally created to protect the cargo transported by water, with time its definition has expanded to cover the goods and property moved by land. This coverage includes anything from theft, dents, and scratches to a total loss of a vehicle.

It’s important you feel comfortable with the coverage. For this reason, no question is too small! When you are in the process of choosing the auto shipper, here are some questions you may want to ask:

  • What type of damage is covered?
  • What is the limit of coverage?
  • In the case of a total loss, how is the value of my car determined?
  • Do I have to pay any deductible?

Car shipping companies insure your vehicle during transport, but they do not insure any personal belongings left inside the car. So if you were thinking to kill two birds with one stone and ship your guitar collection inside your vehicle, think twice.

Although it’s possible to arrange for your personal items to be transported inside your vehicle for an extra fee, this fee will only cover additional weight, not any possible damage.

Your personal belongings may be protected under your home insurance policy. To find out, talk to your home insurance agent.

Your own auto insurance company may also offer coverage while your vehicle is in transit. Get in touch with them to get the details of your policy. If you are a classic car collector or have a luxury vehicle, you may want to look into an “umbrella” policy which will top off your existing insurance coverage.

What if your car arrives with damages?

In the unlikely event your car arrives damaged, note all the visible irregularities on the Bill of Lading, have the trucker sign it and give you a copy of the document.

It is important that you do the inspection at delivery alongside the truck driver. This is your only opportunity to inspect and report damages. If the delivery happens to be at night, make sure to inspect your car under bright lights. Bring a flashlight with you, so you don’t miss a dent or scratch. Take pictures of any damages that might have occurred. Contact your car shipping company and file a claim.

To learn more about the coverage you get when shipping with Corsia Logistics, call us at (818) 850-5258. Ask us how to get your car ready for shipping ask about the cost to ship a car and ask us all about auto transport. We explain how the process works and offer the best option for your vehicle and budget. Browse our FAQ for more information on auto transport. To get a quote, refer to our online car shipping quote request form. Thank you!

Happy car shipping!

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About the Author:

Not in any particular order, Elena is a traveler with an unquenchable taste for adventure, writer, translator, dictionary aficionado,truth seeker, multitasker, problem solver, chocolate lover, yogi.
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